Postpone Not Cancel - Resources

Culpeper Cares COVID-19 Resources

Here are the resources available on this page. Please note, these programs are changing quickly. We will be updating this page every 36-48 hours.

  1. Rural LISC Rural Relief Small Business Grants
  2. Culpeper Star-Exponent Local Business Stimulus Program
  3. Small Business Administration Resources
    • Economic Injury Disaster Loans
    • SBA Debt Relief
    • SBA Express Bridge Loans
  4. People, Inc. COVID-19 Forgivable Small Business Loans
  5. VA 30 Day Fund
  6. eBay Launches “Up & Running” eCommerce Small Business Support
  7. Federal Refundable Payroll Tax Credits
  8. Affected Workers, Unemployment Insurance and Filing for Unemployment
  9. Rebuild VA
  10. Facebook Small Business Grants Program
  11. Google’s COVID-19 Response
  12. Save Small Business Fund
  13. National Association for the Self-Employed Growth Grants
  14. USDA Rural Business Development Grants
  15. Business for All Grants from Hello Alice in Partnership with Verizon
  16. Small Business Relief Fund
  17. Additional Resources

Rural LISC Rural Relief Small Business Grants

About The Grants

As part of our continuing commitment to elevate our impact in rural America, LISC is inviting small business owners in rural locations across the country to apply for the LISC-Lowe's Rural Relief Small Business Grants program.

Applications must be submitted by December 6th at 11:59PM ET. Apply here.

Culpeper Star-Exponent Local Business Stimulus Program

About This Stimulus Program

  • All advertising products offered are eligible for the Stimulus Program, so we can create a custom media mix to move your business forward.
  • Stimulus amounts will range from $250-$15,000 per month, per client.
  • Stimulus credits will be offered during the months of August, September and October.

Find more information and fill out the application here.

Small Business Administration

Economic Injury Disaster Loans

As of December 7, 2020 the U.S. Small Business Administration announced that Economic Injury Disaster Loans are available to small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and private nonprofit organizations in Virginia due to a drought from June 1 through Aug. 1, 2020.

The loans are available in the following Virginia counties and independent cities: Amelia, Brunswick, Caroline, Chesterfield, Culpeper, Dinwiddie, Essex, Fauquier, Franklin City, Fredericksburg, Gloucester, Goochland, Greensville, Hanover, Henrico, Isle of Wight, King and Queen, King George, King William, Lancaster, Louisa, Middlesex, New Kent, Newport News, Nottoway, Orange, Petersburg, Prince George, Prince William, Richmond, Southampton, Spotsylvania, Stafford, Suffolk, Surry, Sussex and Westmoreland. More information can be found in the fact sheet.

  • The SBA has processed more than 14 years’ worth of loans in less than 14 days. The Paycheck Protection Program is saving millions of jobs and helping America’s small businesses make it through this challenging time. The EIDL program is also providing much-needed relief to sustain businesses and their employees.
  • By law, the SBA will not be able to issue new loan approvals once the programs experience a lapse in appropriations.
  • SBA and Treasury urge Congress to appropriate additional funds for the Paycheck Protection Program—a critical and overwhelmingly bipartisan program—at which point we will once again be able to process loan applications, issue loan numbers, and protect millions more paychecks.
  • The high demand we have seen underscores the need for hardworking Americans to have access to relief as soon as possible. We want every eligible small business to participate and get the resources they need.
  • Due to limited appropriations funding, the application portal for the EIDL–COVID-19 assistance program (EIDL loans and EIDL Advances) is accepting new applications for all eligible applicants as of June 16, 2020 for those experiencing economic impacts due to COVID-19. Apply for an Agricultural Business EIDL Loan.
  • Applicants who have already submitted their applications will continue to be processed on a first-come, first-served basis.
  • SBA is processing EIDL applications as quickly as possible. SBA will provide those whose applications are approved with loans that will cover the business’s short-term working capital needs.
  • This is in addition to the EIDL Advance that small businesses and non-profits are eligible to receive as a result of the CARES Act.

SBA Express Bridge Loans

Enables small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly.

Express Bridge Loan Pilot Program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 quickly. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loans or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan. If a small business has an urgent need for cash while waiting for decision and disbursement on an Economic Injury Disaster Loan, they may qualify for an SBA Express Disaster Bridge Loan.


  • Up to $25,000
  • Fast turnaround
  • Will be repaid in full or in part by proceeds from the EIDL loan

SBA Debt Relief

The SBA is providing a financial reprieve to small businesses during the COVID-19 pandemic.


As part of SBA's debt relief efforts,

  • The SBA will automatically pay the principal, interest, and fees of current 7(a), 504, and microloans for a period of six months.
  • The SBA will also automatically pay the principal, interest, and fees of new 7(a), 504, and microloans issued prior to September 27, 2020.
Additional Debt Relief

For current SBA Serviced Disaster (Home and Business) Loans: If your disaster loan was in “regular servicing” status on March 1, 2020, the SBA is providing automatic deferments through December 31, 2020.

What does an “automatic deferral” mean to borrowers?

  • Interest will continue to accrue on the loan.
  • 1201 monthly payment notices will continue to be mailed out which will reflect the loan is deferred and no payment is due.
  • The deferment will NOT cancel any established Preauthorized Debit (PAD) or recurring payments on your loan. Borrowers that have established a PAD through Pay.Gov or an OnLine Bill Pay Service are responsible for canceling these recurring payments. Borrowers that had SBA establish a PAD through will have to contact their SBA servicing office to cancel the PAD.
  • Borrowers preferring to continue making regular payments during the deferment period may continue remitting payments during the deferment period. SBA will apply those payments normally as if there was no deferment.
  • After this automatic deferment period, borrowers will be required to resume making regular principal and interest payments. Borrowers that cancelled recurring payments will need to reestablish the recurring payment.

People Inc. COVID-19 Forgivable Small Business Loans

U.S. Small Business Administration micro loans are now available to small businesses affected by the COVID-19 pandemic in Northern Piedmont.

How does it work?
The SBA will make all payments - including principal, interest and fees - for six months following the closing date on any loan closed between March 27, 2020 and September 27, 2020. Microloans may be offered for any amount starting at $500 up to $50,000. They may be for terms from six months to six years. COVID-19 forgivable small business loans are available in all 16 Virginia counties and cities People Inc. serves.

Apply Now: 833-437-0114

Qualifying individuals must reside in Culpeper County, Fauquier County or Rappahannock County.

VA 30 Day Fund

The nonprofit Virginia 30 Day Fund was launched by Virginia technology entrepreneur Pete Snyder and his wife, Burson. Working with other business leaders throughout the Commonwealth, the Fund’s goal is to help save as many Virginia jobs as possible while small businesses await recently approved federal funding.

Virginia businesses that qualify for assistance from the Fund are:

  • Small businesses that employ three to 30 people.
  • Based in Virginia and have been operating for at least one year.
  • Owned and operated by a Virginia resident.

The funds dispersed to small businesses by the Virginia 30 Day fund do not need to be repaid. If businesses who receive the Fund’s assistance do, at a later date, wish to “pay it forward” to another Virginia small business in need of assistance, they may do so by directing those dollars back to the Fund, which will disburse the funding to another Virginia business in need.

Apply NOW

eBay “Up & Running” program

With a new accelerator program that waives selling fees, eBay pledges up to $100 million in support of small business over the next three months.

As a result of the coronavirus pandemic, brick-and-mortar retailers are closing their physical doors, and economic data shows that half have only enough cash to survive for 27 days without new money coming in. In light of this situation, people everywhere are searching for ways to support the businesses in their community and beyond. Today, eBay is launching “Up & Running,” an accelerator program specifically designed to help retailers without an e-commerce presence transition to selling online, pledging up to $100 million in support for small businesses across North America.

Up & Running on eBay

Through the program, eBay will give new businesses a free basic eBay store for three months - offering access to the marketplace’s 180+ million buyers around the world. With the new online storefront, eBay will waive selling fees for these new businesses, and allow them to sell up to 500 items for free. New eBay sellers will also receive the guidance and resources they need to run their business on eBay - including a suite of exclusive marketing and merchandising tools, customization features to build a brand, discounted shipping supplies and more.

Open your eBay Store


Federal Refundable Payroll Tax Credits

The Deparments of Labor and Treasury, and the IRS announced refundable payroll tax credits designed to reimburse small and mid-size businesses for the cost of providing Coronavirus-related family and medical leave and sick leave to their employees. Click here to see the Press Release and details.

Unemployment Insurance Program | Support for Affected Workers

Announcement: Virginia announces changes in the unemployment insurance program as a result of the Federal CARES Act - Virginia Employment Commission – April 7, 2020

  • Affected workers, like the self-employed, who are not eligible under traditional unemployment insurance may be eligible under a brand new federal program called Pandemic Unemployment Assistance (PUA). - Source
  • If you know a business owner that is being effected by COVID19 they should file an initial unemployment claim! A video outlining how to file online can be found here
  • For more information or to speak with the Virginia Small Business Development Center about the details of these packages, please visit their website
    • No waiting for unemployment benefits. Governor Northam has directed the Commissioner of the Virginia Employment Commission to waive the one-week waiting period to ensure workers can receive benefits as soon as possible.
  • Enhanced eligibility for unemployment. Workers may be eligible to receive unemployment benefits if an employer needs to temporarily slow or cease operations due to COVID-19. If a worker has been issued a notice to self-quarantine by a medical or public health official and is not receiving paid sick or medical leave from their employer, they may be eligible to receive unemployment benefits. In addition, a worker may be eligible for unemployment benefits if they must stay home to care for an ill family member and are not receiving paid family medical leave from their employer.
  • Fewer restrictions. For individuals receiving unemployment insurance, Governor Northam is directing the Virginia Employment Commission to give affected workers special consideration on deadlines, mandatory re-employment appointments, and work search requirements.

The Office of the Governor is providing a Frequently Asked Questions guide for workers that have been temporarily laid off or discharged during this public health crisis.

Filing for Unemployment – Virginia Career Works

Virginia Career Works New River | Mount Rogers Region recorded a Community Awareness Podcast focused on How to File for Unemployment During the COVID-19 Pandemic. Please click below to listen. Note, the unemployment podcast is episode 27, you may need to scroll down to find it.

Listen to the Podcast

Rebuild VA

Governor Ralph Northam recently announced $70 million for small businesses and nonprofit organizations whose normal operations were disrupted by the COVID-19 pandemic. The funding will be made available through Rebuild VA, a new economic recovery fund, and grants of up to $10,000 will be awarded to approximately 7,000 applicants to cover eligible expenses. Rebuild VA will be administered by the Department of Small Business and Supplier Diversity (SBSD). Businesses must be:

  • in good standing;
  • have annual gross revenues of no more than $1.5 million;
  • have no more than 25 employees.
  • Eligible businesses include food and beverage establishments, non-essential retail, exercise and fitness, entertainment and public amusement, personal care and personal grooming services, and private campground and overnight summer camps.
  • Businesses must also certify that they have not received federal Paycheck Protection Program (PPP) or Economic Injury Disaster Loan (EIDL) funds or other funding from the federal CARES Act.

*Rebuild VA Grant Fund (Rebuild VA) has expanded its eligibility criteria to allow more small businesses and nonprofits to apply. Any small business or nonprofit with $10,000,000 or less in gross revenue OR 250 or fewer employees may now apply. (as of 12/2/2020)

Learn More

Facebook Small Business Grants Program

Facebook recently announced the launch of a $100 million Small Business Grants Program designed to help communities where Facebook already has a business presence. Given the company’s enormous investment in Loudoun’s Data Center Alley, Facebook listed Ashburn (and surrounding areas) as an eligible territory for businesses to apply.

Google’s COVID-19 Response

Google announces a new $800+ million commitment to support small- and medium-sized businesses, health organizations and governments, and health workers on the front line of this global pandemic. Read more.

Save Small Business Fund

To combat the economic destruction threatening the survival of small businesses in every town across America, the U.S. Chamber of Commerce launched this initiative – a nationwide program to address small businesses’ immediate needs, mitigate closures and job losses, and mobilize support for long-term recovery.

This fund is a grant making initiative offering short term relief for small employers in the United States and its territories. Funded by corporate and philanthropic partners, the Save Small Business Fund is a collective effort to provide $5,000 grants to as many employers as they can.

To qualify for the fund an employer must meet the following criteria:

  • Employ between 3 and 20 people
  • Be located in an economically vulnerable community
  • Have been financially impacted by the COVID-19 pandemic

Many Loudoun County zip codes qualify; an employer can determine if their location qualifies by entering their zip code associated with their business (as listed on their W-9) on the Save Small Business website.

A short application will go live on the Save Small Business website on April 20, 2020 at 3 p.m. EST. The website also allows for employers to sign up for a reminder of when the application portal is open. To learn more about the program visit the website.

National Association for the Self-Employed Growth Grants

Worth up to $4,000 each, NASE Members can apply for small business grants. Small business grants are useful for financing a particular small business need. Past recipients used their growth grants for computers, farm equipment, to hire part-time help, marketing materials, website creation and more.

Growth Grant applicants must be a NASE member in good standing for three months prior to submitting an application (annual members may apply immediately. Monthly members may apply 90 days after joining the NASE.) Read more.

USDA Rural Business Development Grants

The Rural Business Development Grants program is designed to provide technical assistance and training for small rural businesses. Small means that the business has fewer than 50 new workers and less than $1 million in gross revenue. Check your business address for eligibility and learn more about the application process on the website.

Business for All Grants from Hello Alice in Partnership with Verizon

Apply for grants up to $50,000 to support business growth, including $10,000 emergency COVID-19 Business for All Grants to help small businesses in crisis. Incredible leaders and business experts from across industries will be supporting each Business for All Grant winner through video mentorship sessions. Plus, any business owner in the Business for All Community on can collaborate with their peers, any day of the week. Business for All Grants are awarded on a rolling basis. Read more. Small Business Relief Fund

The Small Business Relief Fund will provide one-time matching grants to qualifying small businesses to help alleviate the financial burdens during these pressing times. Donations to the relief fund will be paid out as grants to businesses that qualify, and which businesses have created a fundraiser through the Small Business Relief Initiative or had an existing GoFundMe. For small business fundraisers started prior to March 24 , or outside of the Small Business Relief Initiative partnerships, the organizer can update their fundraiser description with the hashtag #SmallBusinessRelief to be considered for a grant from this fund.

To qualify for a matching grant from the Small Business Relief Fund, the GoFundMe fundraiser must raise at least $500 and verify that your small business has been negatively impacted by a government mandate due to the COVID-19 pandemic. Your small business must be independently owned and operated, and must not be nationally dominant in your field of operation. Each recipient of the matching grant must intend on using the funds to help care for your employees or pay ongoing business expenses. Learn more.

Additional Resources

Federal Resources

State Resources

Local Resources